A good rule of thumb when identifying a "frothy" market, however I can't lay claim to the quote. That honor is bestowed upon the head of Westamerica Bancorporation, David Payne, who managed to steer clear of high-yield property loans the past few years. Posted by Scott Symon at 1:11 PM 30-Year FRM Rates 1971 - 2008: 30-Year FRM, 15-Year FRM, 1-Year ARM Rates, 1992 - 2008: Posted by Scott Symon at 1:00 PM I like concepts that can save money without a significant investment. These days, it can cost a pretty penny to ...

I'm working from home today, and i can't ignore the smokey haze that is sitting over the Bay from the multitude of fires that are currently burning in the area. Technology is so pervasive where we live that we can sometimes forget how quickly Mother Nature can take control. Given the current environment, I thought it would be useful to provide a few tips to protect your home throughout what looks to be a long fire season. Following these simple steps can dramatically increase the chance of your home surviving a wildfire! Create a ...