Below is a chart outlining existing mortgage workout programs offered by the larger lenders and government entities, including a snapshot on eligibility requirements. You can contact us for timelines and contact information. If a lender or loan servicer is not on the chart, homeowners may wish to contact their lender or loan servicer to determine if a workout program is available LENDER/PROGRAM PROGRAM SNAPSHOT ELIGIBILITY REQUIREMENTS Hope For Homeowners (H4H) Designed for borrowers at risk o ...

Mortgage Rates Remain Near Historic Lows With interest rates remaining near 40-year lows and reduced home pricing, it is not surprising that purchasing a home or investment property has become more affordable. However, economists believe that interest rates will go up in the foreseeable future - so current rates do present an opportunity for homebuyers. And, despite media coverage to the opposite, home loans are being made. Our Alain Pinel Realtors mortgage partner, Private Mortgage Advisors (PMA), as well as their parent company, Wells ...

The original article can be found on SFGate.com here: http://www.sfgate.com/cgi-bin/article.cgi?file=/c/a/2008/08/12/BULK1293VV.DTL

A good rule of thumb when identifying a "frothy" market, however I can't lay claim to the quote. That honor is bestowed upon the head of Westamerica Bancorporation, David Payne, who managed to steer clear of high-yield property loans the past few years. Posted by Scott Symon at 1:11 PM 30-Year FRM Rates 1971 - 2008: 30-Year FRM, 15-Year FRM, 1-Year ARM Rates, 1992 - 2008: Posted by Scott Symon at 1:00 PM I like concepts that can save money without a significant investment. These days, it can cost a pretty penny to ...

I'm working from home today, and i can't ignore the smokey haze that is sitting over the Bay from the multitude of fires that are currently burning in the area. Technology is so pervasive where we live that we can sometimes forget how quickly Mother Nature can take control. Given the current environment, I thought it would be useful to provide a few tips to protect your home throughout what looks to be a long fire season. Following these simple steps can dramatically increase the chance of your home surviving a wildfire! Create a ...